New Financing · California Window & Door
Replace your windows and doors now with a 0% introductory APR credit offer through our financing partners — and unlike “same-as-cash” promotions, interest is never charged retroactively.
Introductory periods vary by card and applicant — up to 21 months for the most qualified. After the introductory period ends, the card’s standard variable purchase APR — typically in the range of roughly 18%–30%, depending on the card and your creditworthiness — applies to any remaining balance from that point forward. Your exact rate and terms are disclosed by the issuer before you open the account. Financing is provided by third-party lenders and card issuers, subject to credit approval; not all applicants will qualify.
Read this first
A lot of home-improvement “0% same-as-cash” deals are actually deferred interest — miss the deadline and interest hits your account backdated to day one. That is not this. Here’s the plain-English difference.
During the introductory period you pay zero interest, and every dollar of every payment goes toward your project balance. If a balance remains when the intro period ends, the card’s standard rate applies only from that day forward.
With deferred-interest promotions — common in home improvement — any balance left at the deadline triggers interest charged retroactively from the purchase date. We chose a financing platform whose 0% offers don’t work that way.
See your number
See personalized monthly payment options in a few minutes — no paperwork, no phone call, and no effect on your credit score. Loan amounts run up to $250,000, funding typically lands within 1–3 business days of approval, there’s no prepayment penalty, and no home equity is required.
Note: this estimator models a fixed-rate installment loan. It does not estimate the 0% intro APR card offer.
Ready for real offers instead of estimates? See your personalized financing options online — it takes a few minutes and won’t affect your credit score.
Your options
Your salesperson will walk you through all three and help you pick — not push you toward one.
Representative example from our platform’s lending partners: a $10,000 loan with a 14.50% Annual Percentage Rate (APR) and a 36-month term would have a monthly payment of $344.21. APRs start as low as 7.99% for the most qualified applicants; your APR, repayment term, and any required down payment are set by the lender and vary with creditworthiness, and the lowest rates may not be available on the longest terms. All loans are subject to credit review and approval. Prepayment terms vary by lender — confirm in your agreement.
Worth considering
It’s a fair question, and a lot of our customers ask it.
Some homeowners would rather not liquidate savings or investments all at once. Whether financing or paying cash makes more sense depends on your situation — including the interest you’d pay, which can easily exceed any tax you’d avoid. Your tax advisor is the right person to run that comparison. We’ll give you a firm project number so you can have it with real figures.
Most homeowners phase a project over several years purely because of cash flow. Phasing usually costs more — you pay for permits, setup, and crew mobilization twice. One project, one crew, one price, one disruption to your home. And old single-pane glass keeps leaking conditioned air the entire time you wait.
The process
In your home or our Palm Desert showroom. We measure, we listen, we give you a real number.
A short form and a soft credit check show your options in minutes. No effect on your score.
Your salesperson walks you through every option you were approved for, in plain English.
Our own journeyman installers. We handle your Title 24 paperwork and HOA applications.
Qualifying
A lot of homeowners assume they’ll be turned down and never bother asking. Here’s what’s actually true.
Questions
Let’s talk about your project
Come see our Palm Desert showroom, or we’ll come to you. Free quote, no obligation, and no pressure to finance anything.
About the 0% introductory APR offer. 0% introductory Annual Percentage Rate (APR) offers are provided by third-party credit card issuers through our financing platform and apply for an introductory period of up to 21 months from account opening. The length of your introductory period is set by the card issuer, varies with creditworthiness, and shorter introductory periods apply to many applicants. After the introductory period ends, the issuer’s standard variable APR applies to any remaining balance on a going-forward basis only — interest is never charged retroactively. Standard variable purchase APRs on cards of this type typically range from roughly 18% to 30%, depending on the issuer and your creditworthiness; the issuer discloses your exact standard APR and all account terms before you open the account. Minimum monthly payments are required, and making only the minimum payment may not pay off the balance before the introductory period ends.
About our financing platform. Financing options are facilitated through Hearth, a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this page does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), introductory rates, terms, and fees are provided by Hearth’s lending partners. NMLS ID# 1628533.
California Window & Door, Inc. is not a lender. Financing is provided by unaffiliated third-party lenders and card issuers. Credit applications are submitted to and processed by the lender or issuer, not by us. We do not make credit decisions and do not set rates, terms, or promotional offers. All financing is subject to credit approval.
Approval, annual percentage rate (APR), loan or credit amount, repayment term, required down payment, and eligibility for any introductory or promotional offer are determined solely by the lender or card issuer and vary based on creditworthiness, income, debt-to-income ratio, amount financed, and other factors. Not all applicants will qualify, and not all applicants who qualify will qualify for the terms or offers shown on this page. Advertised rates and introductory periods represent the most favorable terms available to the most qualified applicants and may not be the terms you receive.
Offers are subject to change, modification, or withdrawal at any time without notice. Availability may be limited by project size, geography, or program.
Pre-qualification uses a soft credit inquiry that does not affect your credit score. If you choose to proceed with a formal application, the lender or issuer may conduct a hard credit inquiry, which may affect your credit score. Loan proceeds and disbursement method are determined by the lender.
All financing approvals must be completed prior to contract signing. Your specific approval details are required to complete the Payment Schedule and Payment Authorization sections of your home improvement contract.
You have the right to cancel a home improvement contract within three business days of signing (five business days if you are 65 or older). Your cancellation rights are stated in full in your contract. See our Privacy Policy for how information submitted through this page is collected and used.
California Window & Door, Inc. · CSLB License #906636 · Bonded & insured · 75-100 Saint Charles Place, Palm Desert, CA 92211 · (760) 773-1053
